Southwest Iowa Planning Council
Southwest Iowa Planning Council

Housing Grant Information

Housing Repair Regional Program: In partnership with Iowa Finance Authority (IFA) and local banks. We provide repairs to improve health, safety, and energy efficiency in owner occupied homes. Assistance comes in the form of a 5-year forgivable loan, forgiven at 20% for each year the applicant keeps the home as their primary residence. Some of the requirements include primary residence of the owner, located in one of the eight counties served by SWIPCO (not including Council Bluffs), and income eligibility. To be put on the waiting list, please contact our Housing staff at 1-866-279-4720.

Community Development Block Grant (CDBG): We assist member cities to provide repairs to bring homes up to Iowa Minimum Housing Rehabilitation Standards. Assistance is provided as a 5-year forgivable loan. Requirements include, but are not limited to, residing within the target area, income qualified, home must be the primary residence of the owner, and must apply within the posted time frame. Applicants are selected by an appointed housing committee.


Cities can apply for a Community Development Block Grant (CDBG) Housing Repair Program.  Southwest Iowa Planning Council (SWIPCO) will be administering this grant on behalf of the City if the grant is awarded. 

Home Ownership Assistance: SWIHTF can assist potential homebuyers of new and existing housing with down payment assistance.  SWIHTF can fund up to 7% of the purchase price up to $7,000. The first $4,000 is a 5-year forgivable loan, forgiven at 20% per year. The remaining amount is a 1% loan for up to 5 years.  Please allow a minimum of two weeks from application submittal for final approval prior to closing.


Funding Update: FY 2022 Funds have been spent. Check back in January 2023 for new downpayment assistance opportunities! 

Demolition: SWIHTF assists cities in eliminating dilapidated housing units in their communities. SWIHTF will pay for 50% of costs up to $15,000.00 for asbestos inspection, abatement, and demolition of city owned structures, leaving the property a clean, level lot.


Applications will be accepted on a rolling basis and funding decisions will be made quarterly. Click below to download the application. 

Southwest Iowa Housing Trust Fund Demo Application
The application must be submitted complete including supporting documentation.
IFA Demo Application 5-18-22.pdf
Adobe Acrobat document [120.3 KB]

Lead Based Paint Stabilization: SWIHTF can assist owner occupied households in improving health concerns by eliminating lead based paint hazards in their homes. Priority will be given to homes with children who have elevated blood lead levels.

Other Housing Grants and Resources

Coming soon; check back for updates to this page!

SWIPCO is an equal opportunity provider, employer, and lender.


Southwest Iowa Planning Council, 1501 SW 7th St., Atlantic, Iowa, 50022

712-243-4196 or 1-866-279-4720; Fax 712-243-3458;