Southwest Iowa Housing Trust Fund
The Southwest Iowa Housing Trust Fund, Inc. was created in 2006 with a mission to “improve affordable housing options in southwest Iowa.” We currently assist over 100 homes with over $1.5 million in funding each year. We expect to grow each year to continue to address housing needs in the counties of Cass, Fremont, Harrison, Mills, Montgomery, Page, Pottawattamie (excluding Council Bluffs) and Shelby Counties.
Our services fall into the following areas:
Housing Repairs to address health, safety, and energy efficient deficiencies in owner-occupied homes. We continue to maintain a waiting list of over 400 households. Most common work items are roofs, furnaces, and windows.
Homeownership Assistance to help lower income households purchase their own home. The assistance is the form of 5-year forgivable loans and low interest loans.
Purchase, Rehab, & Resell acquires vacant foreclosed properties, rehabilitates the property, and resells it to low to moderate income homebuyers.
Rental Repair addresses health, safety, and energy efficient deficiencies in rental property. The units must house residents that meet 30% of median income limits. The properties can include transitional housing, such as domestic abuse or homeless shelters.
Demolition of blighted properties removes dilapidated homes from the housing stock. The home must be city owned. The program will pay for 50% of asbestos inspection and removal and demolition costs.
Southwest Iowa Housing Trust Fund Board of Directors
| Randy Baxter | Government | Cass County |
| Chris Ritter | Fuller Center | Pottawattamie County |
| Kim Johnson | Low Rent Housing Authority | Fremont County |
| Kate Kaminsky | Attorney | Mills County |
| Roger Kenkel | Banking | Harrison County |
| Terry Knapp | Real Estate | Shelby County |
| Gary McClarnon | Government | Page County |
| Jim Parker | Developer | Montgomery County |
| Brad Wright | Government | Montgomery County |
The Housing Program at SWIPCO is a two part program. It provides services within the SWIPCO territory and it works cooperatively with the Southwest Iowa Housing Trust Fund, Inc. (SWIHTF), sharing staff and administrative facilities. On this page you find details regarding the services offered through SWIHTF programming. Details regarding the other housing services offered by SWIPCO can be found on the SWIPCO Housing Page.


