Business Loans
Revolving Loan Fund
Southwest Iowa Planning Council established the business Revolving Loan Fund in 2009 to assist new and existing businesses in Cass, Fremont, Harrison, Montgomery, and Page Counties create and retain jobs. These RLF dollars may be used in conjunction with local lenders, to provide gap financing, or to serve businesses that have been turned down from a financial institution.
4th Avenue Grill in Logan, IA opened in January 2010 with
the help of a loan from SWIPCO’s RLF.
Quick Facts:
- Maximum loan amount up to $125,000 or 90% of the total project cost, whichever is less
- 5-7 Year Term on a fixed asset loan
- 10 year max on real property loans
- Competitive interest rates
Guidelines
- New or expanding business in Cass, Fremont, Harrison, Montgomery, or Page Counties, Iowa
- Ability to create or retain jobs
- Must demonstrate the need for gap financing, or have been declined by a financial institution
- Applicant proposal will support and enhance the regional economy
- Applicant must contribute 10% of the total project cost in cash
Application Process
click here to download the Application
click here to download the
Consent and Release Form Nonpublic Personal Information
Step 1: Complete an application and return it to SWIPCO. SWIPCO staff evaluates application for completeness.
Step 2: The completed application is forwarded to the Revolving Loan Fund (RLF) Board for review at their monthly meeting. Applications are reviewed the month following submission.
Step 3: The RLF board meeting is on the last Friday of each month. The board evaluates the application and approves or denies the loan.
Step 4: SWIPCO acts on the RLF Board’s recommendation.
Step 5: Approved applicants begin the loan closing process. This includes preparation of the loan closing documents and scheduling of a loan closing date.
For more information please contact Courtney Harter at
1-866-279-4720 or courtney.harter@swipco.org
| Bob Broomfield | Shelby County | Education |
| Greg Connell | Page County | Community Development |
| Dottie Feilmeier | Cass County | Accounting |
| Bo Harris | Page County | Government |
| Russell Joyce | Cass County | Economic Development |
| Roxanna Sieber | Montgomery Cnty | Business Development |
| Ross Silcock | Fremont County | Ecnomic Development |
| Pat Skelton | Harrison County | Banking |
For more information contact:
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Courtney Harter ~ Community Development Specialist courtney.harter@swipco.org |


